Monthly Archives: February 2019

Travelling from Digha to Kolkata

Digha is one of the most popular sea resorts in West Bengal. Known as the -Brighton of the East’, Digha is located at a distance of about 187 kms away from Kolkata. Named Beerkul in the early days, Digha offers shallow, calm and safe beaches fit for swimming. Digha beach offer excellent view of both sunrise and sunset.

Reaching Kolkata from Digha is fairly easy as both the cities are well connected by both road and rail. Regular bus services from Digha are available to the Garia Bus Terminus (Route 6) of Kolkata. The bus service starts as early as 4 am and goes on till the afternoon. Bus service is frequent and it takes about 4 to 5 hours to reach Kolkata from Digha. Buses are available from Digha to Kolkata to the Dharamtala bus stand also. There are frequent bus services from Digha to Esplanade/ Babughat bus stand. AC Volvo bus to Kolkata – from Digha departs at 7.00 am to Esplanade and the fare is around INR 300/- for a ticket.

Apart from this, there are two daily bus services to Kudghat Bus Stand daily at 6 and 8.30am. Bus service from Digha is also available to Dumdum station. The bus leaves at 7am from Digha to Dumdum. CSTC buses are available to the bus stand near Ruby General Hospital. They start at 4.30am and 4.45am every day. Bus service to Barrackpore is at 6am and 7.30am. Frequent bus services are available to Howrah with buses leaving at an interval of 30 minutes throughout the day.It was in 2004 that train services started to and from Digha to Kolkata. The Howrah – Digha Superfast Tamralipta Express (12857) departs to Howrah from Digha station. The Howrah – Digha Kandari Express (18001) departs to Howrah from Digha station daily. New Jalpaiguri – Digha Paharia Express (15722) leaves to New Jalpaiguri station on each day and halts at Howrah. It starts from Digha and reached Howrah the next day.

The train runs from New Japlaiguri on Friday. Santragachhi – Digha Passenger departs from Santragachhi also connects both the cities with each other. The Howrah – Duranto Express, a special AC train for tourists, departs to Howrah station from Digha without any stoppage in between. There is also a Local train to Shalimar (Near Howrah) from Digha. Special trains are also announced from time to time, especially during holidays and festivals. It is also possible to book train tickets online through the web site of Indian Railways Catering and Tourism Corporation (IRCTC).Hiring a cab from Digha to Kolkata is another option of travel between the places. Cab cost varies from `8 to `25 per kilometer, depending upon the type of car one prefers.

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Using An Ipad Vpn While Travelling Abroad

Picture a traveler with an iPad waiting at an international airport lounge in between flights. The traveler discovers that there is a wireless connection available and decides jump online with the iPad. Picture also that this same user is unmindful that the wireless network is unsecure. This user is now open to data vulnerabilities. It is moments like this that highlight the importance of a personal iPad VPN service.

How a Personal iPad VPN Gives Users Wings

Before considering how a personal VPN service can make the Internet safer, it is important to understand a little more about Virtual Private Network (VPN) technology. VPN is not software. It is a service that is a synergy of hardware and software. A personal iPad VPN is a VPN particularly adapted to the needs of iPad users. It provides a secure connection between iPad users and websites and online services that are accessed on the Internet. When a personal iPad VPN user types in a URL on the address bar of their browser, the iPad connects with the VPN. The personal iPad VPN then redirects the request to the website theyre trying to access. It then transmits the requested information back. The website that they access can only see that the request is coming from the VPN service providers address. There are other advantages of personal VPNs as well.

How Does the Personal iPad VPN Help the User?

Data that is sent from the iPad to the personal iPad VPN is sent through a secure tunnel. It runs through the Internet, establishing a secure connection between the iPad user and the website or online service. The data that is exchanged is encapsulated using encryption (depending on whether the user chose L2TP, OpenVPN or PPTP service). Compared to an Internet home-based connection which doesnt use a VPN, the personal data the iPad VPN transmits and receives is never compromised or accessible by outsiders.

Here are a few of the Benefits of an iPad VPN:

1.Secure Payments with Peace of Mind
Thousands of iPad users daily make online purchases. This means they have to perform a payment transaction via their iPad. The payment could be made using their credit card information, which is authenticated by their bank online, or via a third party payment gateway system that is implemented by the app store. Either way, they will need to send their payment information via the Internet. When using an unsecured connection, this information can be accessed by hackers. However, when using a personal iPad VPN, the data is encrypted. This means there is no opportunity for identity thieves to snatch credit card information.

2.Accessing Confidential Data from the Office
Lets take the case of an iPad user on a business trip. This user needs to access digital documents located online while traveling. Accessing documents from outside the office is susceptible to snooping and hacking. To ensure that the data exchange takes place in a secure environment, a personal iPad VPN is the perfect solution.

Sensual destinations on the lookout with the Swinger travelling a lot

The swinging mindset is now being given a global feel with swingers travelling to lots of swinger resorts throughout the world. This has led to a new era of swinging which is quite likely to write a new saga of swinging.

The concept of swinging was earlier limited to the brains of hard core swingers. Travelling is one of the activities that has bought about a change in this situation.

The world is now seeing a rampant change in the way the word ‘swinger’ is being perceived. The negative connotations are gradually fading out with people forming a more open approach towards this word.

The credit goes to an increase in the number of swingers who don’t stay at one place and move all over the world. They, therefore, go about spreading the essence of swinging and the result is showing itself in the form of new swingers visiting resorts every day.

A swinger travel now too practically to each and every resort which provides swinger vacations. This has led to an increase in the number of swinger resorts along with the element of innovation being implemented in the form of services that are given in these resorts.

Hence, there are new things to experience, every time a swinger travels. This is a feature which has led to a new era of swinging in this world.

The reasons behind the increase in the number of swingers frolicking all over the world are quite stolid ones. One of them is the bending of rules in the resorts with another one being the overall luxury in the facilities that are given.

If one is to cite an example, then the desire Riviera Maya is one of the favourite destinations of swingers. This is due to the facilities that are given in these resorts. Swingers can have the full fun of swinging in the backdrop of luxurious suites with majestic views and fantastic cuisine.

Swinger travel all over the world now to fantastic resorts like the one mentioned above. The fact that they like coming to these resorts is visible in the number of swingers who spend a considerable amount of their annual holiday time inside aeroplanes.

Swinging is now a global feature and travelling is one of the frequently indulged activities with a continuous increase in the number of resorts (thus a corresponding increase in the number of reasons for travelling).

Travelling With Different Groups – Different Perspective On Life

Life is very easy when we have our dear ones near us all the time, have a good job, a healthy body and a stable mind. Everything seems well and we become content with our actions and feel safe in the comfort zone we create for ourselves. But it is also true that such a life ends up being monotonous, too simple and without any challenges. It is said that the only thing constant in this world is Change. And in order to create change we are required to try out new things, gain more opinions, have a broader perspective of life and accept new challenges.
Travelling is the escape people have turned to when they are looking for change in their lives and wanting to seek more meaning, purpose and challenges for themselves. Travelling lets you do things that you always think of doing but are unable to because of various factors. Travelling allows you to explore, gain knowledge, experience thrill and most importantly meet new people. Travelling allows you to transcend boundaries, and discover your own self whilst you are discovering the world in front of you, it allows you assess your limits, be free and feel happy.
In the ancient times people used to travel for hundreds and thousands of kilometers traversing the deadliest of paths, as they reached new destinations they gained more and more knowledge about the human race, the culture of the land, the language people spoke and the kind of life and thought process they developed. Such is the beauty of travelling it allows you to gain new perspectives about everything around you. Travelling in groups especially with your colleagues or with random strangers allows you to learn so much about life. Through your travelling you interact with them, get to know them and their beliefs.
Travelling with different groups
Travelling with different groups has the major benefit of opening up your mind when you get wide spectrum of opinions, views and thoughts. You unknowingly end up sharing a very strong bond with them, you feel part of their life as they feel yours and you learn a lot from each individuals own life experiences. The beauty of travelling with different groups is that you gain different perspectives on life, on people and get a step closer to discovering yourself in the process. Travelling with different groups of people makes enter a give and take relationship with others where both you and others benefit mutually.

The Truth About U.s. Medicare Benefits On Filipino Soil

Many balikbayans worry that leaving America would mean forfeiting their U.S. Medicare benefits. Talks about the extended and out-of-the-country coverage of U.S. Medicare mushroomed in 2007. (Early references are available at the My Philippine Retirement website). Is U.S. Medicare portability a rumor or a reality?

U.S. MEDICARE BASICS

U.S. Medicare, created in 1965, was originally intended for American retirees. The program was later revised to cover not just the retirees, but also the younger population who may be suffering from Lou Gehrigs disease, end-stage renal disease and permanent disabilities.

While the program does not offer completely free health care, it does foot 80 percent of the bills. The program has a 3-part structure:

* Original. Part A offers hospital insurance and inpatient hospital care, while Part B offers medical insurance and outpatient hospital services, to include emergency ambulance, preventive care and visits to the doctor.

* Medicare Advantage. Part C covers the basic health care of the original plan plus additional services like eye care and dental care. This plan can be availed through private enrolment in accredited health maintenance organizations (HMOs).

* Prescription Drug. Part D deals exclusively with prescription drugs. It is available as a stand-alone option or as a tie-up option to an existing U.S. Medicare Advantage plan.

Since the original structure is not comprehensive, Medigap plans offered by private insurance companies are there to supplement a host of special health care.

Standard Medigap plans are referenced as letters C to J, but on June 1, 2010, the U.S. Department of Health Services is scheduled to introduce new policies M and N in lieu of H, I, J and E.

U.S. MEDICARE PORTABILITY

U.S. Medicare coverage in a foreign hospital is limited, with very few exceptions: (1) when the insured resides in the U.S. but the most proximate hospital is a non-U.S. territory, or (2) when an emergency arises while the insured is travelling without unreasonable delay between Alaska and another U.S. state, and a Canada-based hospital is the closest place to seek emergency care.

In March this year, the Philippines Department of Foreign Affairs (DFA) announced that original U.S. Medicare benefits can also be enjoyed in Philippine-based hospitals.

The arrangement is limited though. The report explains: Residents of Guam and Saipan are allowed to seek medical treatment outside of the U.S. on emergency cases due to the proximity of the Philippines vis–vis Hawaii, the nearest U.S. state.

There are at least two names that paved the way for U.S. Medicare portability in the Philippines, reports attribute: Guam Congresswoman Madeleine Bordallo and then Philippine DFA Secretary Roberto Romulo.

THE REAL SCENARIO

To verify U.S. Medicare portability rumors, My Philippine Retirement called up three Manila-based hospitals which as claimed by a San Francisco Chronicle article have been processing reimbursements since 2009.

The findings: There are no records yet of original U.S. Medicare reimbursements. However, there are a number of international health insurances with U.S. Medicare Advantage tie-ups:

* Asian Hospital and Medical Center – (Allianz) Worldwide Care, William Russel, Vanbreda International, TieCare, TakeCare, Net Care, CIGNA, Pacific International, IMG, Blue Shield, Blue Cross International, Alliance and AETNA. E-mail or call +63 (2) 771-9000, 876-5838.

* Makati Medical Center – Vanbreda International, TieCare, International SOS, Prestige International, Net Care, International Health Insurance of Denmark, IMA, HTH World Wide, GMC Services, and AETNA Global Benefit. E-mail or call +63 (2) 870-3000 or 870-3008.

* St. Lukes Hospital StayWell and Calvos. E-mail or call +63 (2) 723-0101 or 723-0301.

Note: The list is up to date as of March 2010. It is essential to refer to the insurance plan by name because majority of the hospital personnel are not fully aware of U.S. Medicare details.

U.S. MEDICARE OFF-SHORE COVERAGE AND PHILIPPINE RETIREMENT

In 2011, U.S. Medicare expenditures will surpass the revenues, experts predict. Several publications indicate that this can be prevented through off-shore coverage where the same health care quality can be enjoyed at a reduced cost. This is the direction where U.S. Medicares Part C is headed.

The recently signed Patient Protection and Affordable Care Act by U.S. President Obama is also expected to influence the retirement plans of former Filipinos and U.S. tax payers. Many anticipate that the better health service promised by the latest reform may not necessarily come out cheap.

Take, for instance, Terry who will be retiring a decade from now. Im anticipating my premiums to increase from 100 dollars a month to over 500 dollars, she reveals. Her current monthly health insurance premium already covers her and her husband.

They earlier agreed to call the U.S. their permanent home, but are now open to becoming balikbayans upon retirement. When it comes to health care, Terry explains, it seems as if the health care services in the Philippines will give the best bang for our buck.

Terry will be retiring in the next 10 years.*

Car Racks Are So Helpful While Travelling or Outing

People are very fond of travelling and discovering new places and new things whether it is in their profession or not. Profession means there are people related to research and development and have to travel across the countries with carrying their luggage, bikes, cameras, tools and other things which they need for research and common people go for outing with their family then they have to carry so much of luggage food and other family items. If you have to carry this much of load then you have to manage space in your car because these things will consume lots of space so you need strong racks to carry your luggage like Roof Racks Calgary and truck accessories Calgary. Cawebpages is a unlimited store for solid and strong racks situated in Calgary so that you can carry as much as heavy weight on your cars and trucks. We are having different types of racks available for different type of users and from different brands. Like Calgary Roof racks, bike racks, truck racks, base racks, cargo boxes and baskets, Bike racks roof mounted. Bike racks hitch roof mounted, ski snowboard accessories, water sports accessories racks, truck and VAN rack, bike parking and storage we have all these varieties of racks which you can use for your purpose. Different brands for racks are Thule Calgary, Yakima Calgary, SWAGMAN, INNO, CHARIOT, SPORTRACK, HOLLYWOOD, KUAT, and ROCKYMOUNTS. You can buy racks of these brands all under one roof. We are providing you a wide range of products and want you to have all your requirements to be fulfilled. We provide you other additional services with it like Installation of racks, rentals and online ordering and shipping as well. If you need to read the detailed description about our products and services you can visit our website and read it. We also have a photo gallery on our website if you want to see the racks after installation and some special products with their rates and ADD to art facility with them. We are a reputed firm and sell the best quality of racks in Calgary we have also provide fitting guides for you online so that if you try to install a rack by your own you can do it as well and hoe to use the racks after installation. We have different clients from different places and you can also become a part of us. Cawebpages is a directory for Canada providing information regarding different products like Spy Camera, Walk in Clinics Calgary and any kind of information you need and place for that in Calgary, Toronto, and Edmonton basically for Canada.

Pune To Chennai Travelling From The Oxford Of East To The Gateway Of South India

Pune, the largest city in Maharashtra is located on the western part of Deccan plateau among the Western Ghats. This hilly city is a blend of old and modern places and attracts many migrants, students and tourists from all over the country. Pune is well known for its educational institutions and sugar, forging, automotive and IT industries. The city is also called the cultural capital of Maharashtra as it plays an important role in encouraging classical arts, music, theatre and literature. Forts, caves, scenic spots, religious places, historical places, museums, zoos and amusement parks make Pune a favourite tourist destination.

Chennai, earlier known as Madras is the capital of Tamil Nadu state in South India. It is located on the Coromandel Coast off the Bay of Bengal. It is a major educational, commercial, cultural and political centre of the country. The economy is mainly lined by automobile, software, hardware and medical services. Chennai is also popular for its classical music and dance concerts, theatre and the film industry. The most modern theme parks, multiplexes and malls along with ancient temples, churches, beaches and monuments all make the city a wonderful place to visit.

Pune is connected to Chennai by road, rail and airways. All major airlines have regular flights from Pune to Chennai. Direct flights take one hour and forty five minutes to reach Chennai.

There are 4 direct trains from Pune to Chennai namely the Dadar Chennai Egmore Superfast Express (12163), Mumbai CST Chennai Mail (11027), Pune Chennai Central Garib Rath Weekly (06027), and Mumbai CST Chennai Express (11041). Alternatively one can get several trains from Pune to Aarkkonam, Secunderabad, Daund or Vijayawada and take a connecting train from there to Chennai. The direct trains take approximately 21 to 23 hours. Chennai station is 4 kilometres from the city centre which can be reached by hiring an auto or taxi.

Pune to Chennai is 1091 kilometres via roadways. Several government and private bus operators offer fairly good connectivity from Pune to Chennai and the ticket reservation can be made online. The bus journey will take around 20 hours depending on the traffic and road conditions. The A/C buses charge anywhere from Rs 1500 to Rs 2000 per ticket which may vary with the type of bus chosen. One can also hire a cab which is suitable for group travellers or can take own vehicle which is suited only for adventurous travellers. Chennai can be reached via National Highway 38, 16 or 9 from Pune, with Bangalore as a major stopover point in between.

Train journey and flight are the most preferable modes of transport between the 2 cities than roadways.

Spend Your Student Holidays Travelling

There’s no time like your university years for finding your feet. Away from home and discovering how to make it in the wide world, this is the perfect period of your life to try experimenting with different things and trying out lifestyle choices. The long summer and winter breaks also make your student years good ones for fitting in some travel. There are very few jobs that offer such extensive breaks, so students are well advised to make the most of idle weeks while they can. Although, student status does make budgeting and choosing cost effective holidays a crucial part of the planning stage. .

On the flip side, being a student can also often open up a whole selection of money saving opportunities – such as student rail cards and special deals. These special offers are sure to vary greatly from country to country, so make sure you do plenty of research before you travel to make sure you can get the best from them.

However, some investments work well in a variety of countries spread all across the globe, so an STA card could be a very good investment while if you know you’re likely to travel most in one particular region, such as in America or Europe, rail cards could be a good choice too. You can also trim your budget by buying an up to date guide book before travelling, as out of date information is like to send you on a wild – and expensive – goose chase.

If you’re not too worried about staying in luxurious surrounding, you’ll find that one of the best ways to save money while travelling is by staying in hostels. By choosing a bed in a dormitory you can drastically cut your costs, however you should be prepared for potentially disturbed sleeps. Hostels tend to suit younger travellers best, especially when they are open to making new friends, so your student years tend to be the perfect time for this money-saving ploy.

Of course, if you’re planning to travel the world during your student years, it’s important to make sure you’ll be covered for unforeseen circumstances. See if you can cut your costs by searching for specific student travel insurance policies and be sure to shop around to find the one that offers you the best cover for your circumstances and the kind of places you plan to travel to. Make the most of your chance to explore the world by preparing well and minimising risks.

Always opt for the Best Package Deal While Travelling Abroad

If you have been lately thinking to travel around the world or enjoy a holiday on a budget then you must consider one thing first. One of the important questions to be answered is whether it is best to plan the entire tour independently as in separate hotel reservations and airfares or opt for a package deal where you get the best facilities for one reasonable price. Unfortunately, in today’s times there isn’t one concrete answer to the dilemma as everything boils down to your desired destination and what deals are available at that point of time. As a traveler you must have noticed that going off to European countries can always prove cheaper especially during off- season as many airlines run specials on flights to diverse exotic locations in Europe.

On similar lines, there are many great deals available if you are touring Asia. But as a traveler when you are travelling on a budget you must check on the internet various deals available that suit your requirements. It can be said that the decision whether to opt for a package deal or go for an independent travel primarily depends on the traveler’s situation. Whatever be the decision but make sure to carefully compare the package rates with those for independently arranged travel rates to the same destination where you intend to travel. There will be many budget hotels available at your disposable and you can select one as per your needs and requirements. Furthermore, keeping rates aside, never forget to take your personal traveling style into account. While some might love the idea of package deals, but there also many who like the freedom that comes with independent travel offers.

If you have been lately thinking to make a trip to the culturally-coated land of Pune, then you must confirm your hotel reservation with Hotel Studio Estique. StudioEstique is one of the finest Hotels in Pune which will provide you with all the necessary facilities at affordable rates. You can log in to our website and check out different attractive packages in offer. All in all you get the best of modern facilities at an affordable rate.

How To Reduce Financial Damage With A Forex Card When Travelling Abroad

When you are travelling abroad, there is a possibility of indulging in a little expenditure, be it for shopping or staying in a hotel. However, there is a high possibility of being at the receiving end of financial fraud or damage if you are not careful. In this article we give you relative information on how to reduce financial damage with a forex card.

Currency Fluctuations

Forex cards are ideally used to avoid the problem of currency fluctuations. When you top up the card, you normally top it up with the value of the currency from the country you will be visiting. Thus if you many any financial transactions in that country, you will be charged with the currency conversion rate at the time when the card was topped up. Therefore if the conversion rate is high you will not be at a loss by paying the higher amount. However, there is a high chance you will lose out if the conversion rate is low.

Limited Funds

A forex card has a limited amount of funds on the card. If you finish the funds on this card, there is a long process of reloading finance on the card which can be done only from the home country. Thus, this prevents you from over expenditure during your purchases. It also works beneficially to your advantage if the card is stolen or lost. If the card is stolen or lost, it can be remotely blocked. In such a case, the remaining funds can be transferred into the replacement card. Also, if there is any remaining funds in the card it can be transferred back into your account once you return back to your home country.

PIN Protected Cards

When you apply for this card, you normally receive a PIN code with it. This code can only be used by you alone and no one else. This code is created to prevent un-authorized usage of your card, without your knowledge. Any financial transactions will only take place once the PIN is used on the machine. This PIN can be changed only by you as long as the banking institute is aware of it. If there is any change in the PIN code, you will be immediately informed of it.

Updates on your Phone

If you are using you phone when you are travelling abroad, you ensure that you card is connected to you phone network where you can get alerts for all the financial transactions you undertake. Thus in this way, you can ensure that you aware of all the transactions that take place on your card. You can also get alerts when the funds of your cards are getting low and thereby reduce your expenditure.